Layby Terms and Conditions

Layby Terms and Conditions

Layby sales are covered by the Australian Consumer Law. The conditions listed below are designed to disclose, in plain English, the layby sale agreement you are entering into with Happy Hockers.

Our layby policy

LAYBYS are for 6 (six) weeks and a cancellation / termination fee of 20% of selling price applies to all cancelled laybys. Laybys require a 20% minimum deposit. All laybys require instalments of 20% to be paid each fortnight. If you fail to make a payment, we may cancel the layby. You may cancel your layby at any time and will receive a refund for all payments made (less cancellation fee of 20% plus a $15 restocking fee).

Payments

A 20% deposit is payable when the layby is created. The balance is then paid in four instalments of 20%, one each fortnight, over the 6 week term.

Layby payments can be made online through the Happy Hockers payment portal, in store, or by bank transfer. Your layby can be collected in store or sent to your address once it has been paid in full.

Please ensure before taking out this layby that you have the ability to meet the payments without suffering hardship.

Overdue laybys

If a payment is missed we will call you to arrange it. If the layby is not brought up to date it may be cancelled and the items returned to stock.