18CT YELLOW GOLD PENDANT SET WITH 15 X NATURAL RUBIES TOTALLING 1.95CT.

This is a traditional layby, not a buy now pay later service.

• Pay a 20% deposit today, then instalments of 20% each fortnight over 6 weeks.
• We hold your item until it is paid in full.
• Collect in store or we will send it to you once paid off.